Palm Harbor Realtors on Why Getting a Mortgage Gets Tougher Every Day
As Palm Harbor Realtors we’ve been studying up on the Financial Reform Act that became law last month. Government regulators will be interpreting the law and creating rules for years to come, so it’s too early to tell how many of the facets of this sweeping legislation will affect you the homeowner. In July, RISMedia reported that CMPS Institute (a leader…Read More »
FHA Loans for Pinellas Home Buyers
If you’re looking to finance a Pinellas short sale or Pinellas foreclosure and have 3.5% for a down payment, then an FHA loan is your ticket to home ownership. The FHA is not a lender, nor do they set interest rates. The Federal Housing Administration is a federal government agency (a division of the U.S. Department of…Read More »
Beware: Don’t Miss the Boat(s) on Your Pinellas Real Estate Purchase! How Rising Mortgage Interest Rates Hurt Your Bottom Line … Even in a Declining Market
As Pinellas real estate prices have continued to drop each month, some Pinellas home buyers continued to play it cool, sit back and wait until a particular Dunedin Fl neighborhood becomes affordable in their eyes. Beware! There’s another boat you don’t want to miss. Conventional interest rates had been hovering at historic lows of 4.75% –…Read More »
Buying Pinellas Real Estate? FHA Loan Limits Increased!
HOT OFF THE PRESSES: If you’re considering purchasing Dunedin real estate, and have just a little cash for your down payment, note that the FHA loan limits for Pinellas, Hillsborough and Pasco counties just increased back to their early 2008 levels of $292,500. This news is so fresh the FHA hasn’t even updated its website,…Read More »
Seller-Funded Downpayment Assistance for Pinellas Real Estate Purchases Soon to be a Thing of The Past
Effective October 1st, you can no longer have the seller pay your down payment on your Palm Harbor real estate investment, or even a hut in Timbuktu. Unless you’re a veteran of the armed forces, you will need at least 3% of your own or gifted money to purchase a home anywhere in the US – with…Read More »
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